Credit Restructuring Manager

Do you want to make a difference and contribute to the creation of a better world? Do you want to develop your skills and knowledge, while translating your ideals into practice? Join us, we are at the forefront of ethical banking and global impact investing and we need people like you to make a difference. 🌱

We believe that money can help make the world a better place. Our organization was founded on this belief. Our mission is to create a society that preserves and promotes the quality of life of all its members by placing human dignity at the centre of its concerns.

Today, we are looking for a Credit Restructuring Manager to join our Brussels team on a full-time contract for an indefinite period. ✨

So you are part of the Credit Risk department of Triodos Belgium.

How will you make a difference

• You are responsible for a portfolio of companies that are customers of Triodos Belgium and that are considered "unlikely to pay" or "defaulted".

• Your dual mission is to bring the customer and his or her business back into a situation of "sustainable going concern" and to minimize losses for the bank. Therefore, if there are realistic prospects of solving the client's financial difficulties, your mission is to analyse them, negotiate with the client, implement a concrete action plan and follow up on them. Conversely, when the situation cannot/no longer be restored, you will terminate the loans and have the task of maximising recovery for Triodos Bank.

• In line with Triodos' values, you communicate with all parties involved in a fluid, transparent and comprehensive manner throughout the entire duration of your work. Your contacts are varied : the client, the relationship manager and the credit committee, of course, but also the client's other banks, the curator, the legal advisor, the notary, the real estate broker and other third parties such as investors or new shareholders.

What you bring

Your unique potential and values are most important to us. We are looking for people who think globally, always aware of their impact on society, the environment and the economy. 🌍

To succeed in this position:

• You have a university degree (preferably with an economic or legal orientation),

• You will evaluate financial and legal issues independently,

• You have a minimum of 5 years' experience in Relationship management or credit analysis for SME, corporate or non-profit clients, OR you have a minimum of 5 years' experience as a lawyer in a field related to pre-litigation or litigation for SME, corporate or non-profit clients,

• You are fluent in French, Dutch and English,

• You are resistant to stress and are able to work independently within a team,

• You are assertive,

• You are able to conduct independent negotiations with external parties,

• Your structured mind, precision and efficiency allow you to process a lot of information.

Who will you be working with?

You will report directly to the Head of Credit Risk and work in collaboration with 1 other Credit Restructuring Manager. The Credit Risk team is made up of 7 people.

1. Screening HR

2. 1 to 2 interviews with the Teamlead, Manager + a colleague

3. Let's start! 🚀